Davis Polk Financial Institutions practice head Margaret Tahyar was quoted on Marketplace discussing regional bank mergers.

Margaret noted that the banking industry is changing quickly. “A lot of banks just need more scale to survive in the next generation,” she said.

Noting that banks need more assets on the balance sheet to invest in new technology, like apps for mobile banking, she said, “Every regional bank needs to make it … fun.”

“Consolidation can free up cash to make that happen,” Margaret added.

“Regional banks are merging so they can better compete with banking giants,” Marketplace (October 27, 2025)

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