Margaret E. Tahyar
Co-head of Financial Institutions and on Fintech team. Provides strategic bank and financial regulatory advice to banks, financial institutions and tech companies.
Meg is co-head of our Financial Institutions practice and a member of our Fintech team. She provides strategic bank and financial regulatory advice to clients including many of the largest U.S. and non-U.S. financial institutions, regional banks and technology companies.
Topics on which Meg advises clients include corporate governance, consent order remediation, bank chartering, payment systems, bank powers and activities, resolution planning, securities disclosure, and capital and liquidity.
Meg has worked on almost two dozen living wills for clients ranging from the largest financial institutions to smaller regional banks. During the COVID-19 pandemic, she has been deeply involved in advising clients on all aspects of the government support programs.
A thought leader in financial regulation, Meg is an adjunct lecturer at Harvard Law School and a co-author of Financial Regulation: Law and Policy, a leading textbook, and FinTech Law: The Case Studies.
- Advice to numerous banks and other financial institutions as to all of the financial assistance programs or facilities established by the government to mitigate the harm to the U.S. economy from the COVID-19 pandemic, including in particular the main street lending program, paycheck protection program (PPP), PPP Liquidity Facility (PPPLF), term asset-backed securities lending facility (TALF), commercial paper funding facility (CPFF), primary dealer credit facility (PDCF) and related capital and liquidity relief
- Led the teams that produced memos on the Main Street Program, Main Street Program Legal Architecture, Key CARES Act Provisions and Fed Programs for Corporates, CARES Act Paycheck Protection Program, Expansion of SBA Loan Program under the CARES Act, and Economic Stabilization: Congress Passes the CARES Act
- CenterState Bank Corporation on its all-stock merger of equals with South State Corporation to create a leading Southeastern-based regional bank with a total market value of approximately $6 billion
- CenterState Bank Corporation on its $200 million notes offering
- SLM Corporation (Sallie Mae) in connection with the strategic separation of its loan management, servicing and asset recovery business, known as Navient, from its consumer banking business
- Several large banking organizations in consent order remediation projects
- Multiple securities offerings as either issuer or underwriters counsel for banks and nonbank financial companies
- A large regional bank in connection with its defense in a putative PPP class action
- BPI and SIFMA in their development of comment letters on the Federal Reserve and FDIC’s multiple proposals to change the regulations around living wills
- Several fintech companies on strategic approaches, including a national bank charter, an OCC limited purpose charter, and a state industrial bank charter
- ICICI on all aspects of U.S. securities laws related to its NYSE listing and 144A offerings
In addition to her full-time practice, Meg has taught as an adjunct professor at Columbia Law School and Harvard Law School.
Burton Awards for Legal Achievement – "Distinguished Legal Writing Award," 2009 and 2020
Chambers USA – Financial Services Regulation: Banking (Compliance), Band 1
Chambers Global – Banking & Finance: Mainly Regulatory, USA, Band 1
IFLR1000 – Financial Services Regulatory, United States, Market Leader
IFLR1000 – Women Leaders: Americas, 2021
National Law Journal – "Outstanding Women Lawyers," 2015
Law360 – "Banking MVP of the Year," 2014
- Articles Editor, Columbia Law Review
- Partner, 1997-present
- Associate, 1989-1997
- New York office, 1995-1997 and 2009-present
- Paris office, 2002-2009
- London office, 1997-2002
- Washington DC office, 1989-1995
Qualifications and admissions
- District of Columbia
- State of New York
- U.S. Court of Appeals, Second Circuit