Davis Polk partner and Financial Institutions co-head Margaret Tahyar was quoted in the Financial Times discussing deposit insurance reform.

The article noted that policymakers and banks are divided on a variety of issues regarding its reform, including who should shoulder any increased cost, which banks should benefit from increased protection, and whether or not the changes proposed could end up making U.S. banking more risky rather than less. 

“You have a whole bunch of Republicans who are for it because they understand the business issues, and some who are against it because they worry about moral hazard and taxpayer bailouts,” Margaret said. “You’ve got a whole bunch of Democrats who are for it, and some who are against it. And then you have a banking sector that is itself divided.”

“Can the US crack the formula for ending bank runs?,” Financial Times (February 7, 2026) (subscription required)

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